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Debt consolidation agencies give borrowers with debt management problems a simple solution without filing chapter 13 bankruptcy. These agencies have debt counselors who will contact the creditors and try to get fees and penalties lowered to make repayment easier and quicker. The counselor will then set up a debt consolidation loan to pay off the creditors.
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In summary, debtors who are overextended on their loans are much better off with a debt consolidation agency than a chapter 13 bankruptcy filing. The consolidation process is quicker and simpler than chapter 13. It does not require liquidation of property as chapter 13 does. It does not hurt your credit score and reports like chapter 13 does.


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You are very welcome to visit the Cambridge Debt Consolidation website – where you can see the best rated debt consolidators on the market.


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